HDFC Bank HDFCBANK
India's largest private bank, now also carrying the former HDFC Ltd's home-loan book after the 2023 merger
Mapped in 2 themes: Nifty 50 and Real Estate.
Where HDFC Bank sits in the supply chain
HDFC Bank appears in 1 supply-chain layer in one theme, Real Estate.
Real Estate › Housing & developer finance
EnablerLargest private-sector home lender since its 2023 merger with HDFC Ltd; also lends to developers
Other companies in this layer
Index membership
HDFC Bank is in the Nifty 50 (NSE industry: Financial Services).
Revenue and profit
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | 2,83,649 | 3,36,367 | 3,48,615 |
| Net profit | 65,446 | 73,440 | 79,219 |
Latest-year revenue ₹3.49L Cr (FY26, company-wide). Wider screens show FY22 onwards.
Strengths
- Largest deposit franchise among private banks and a long record of low bad loans
- Subsidiaries in insurance (HDFC Life), funds (HDFC AMC) and broking add fee income
Risks
- Still working down a high loan-to-deposit ratio left by the merger, which limits loan growth
- Margins pressured as policy rate cuts reprice loans faster than deposits
Common questions
What does HDFC Bank do?
India's largest private bank, now also carrying the former HDFC Ltd's home-loan book after the 2023 merger.
Where does HDFC Bank sit in the supply chain?
HDFC Bank (NSE: HDFCBANK) is mapped in 1 supply-chain layer: Housing & developer finance (Real Estate).
Who are HDFC Bank's peers?
In the Nifty 50's Financial Services industry: ICICI Bank, State Bank of India, Bajaj Finance, Kotak Mahindra Bank, Axis Bank, Bajaj Finserv and 5 more.
What is HDFC Bank's market cap and valuation?
As of 30 Oct 2026: market cap ₹10.66L Cr, P/E 13.3x, ROCE 7.0%, ROE 13.6%, dividend yield 1.88%.