Shriram Finance SHRIRAMFIN
Largest lender for used commercial vehicles, also lending to small businesses and on gold
Mapped in 1 theme: Nifty 50.
Index membership
Shriram Finance is in the Nifty 50 (NSE industry: Financial Services).
Revenue and profit
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | 36,388 | 43,941 | 48,135 |
| Net profit | 7,399 | 9,576 | 10,024 |
Latest-year revenue ₹48,135 Cr (FY26, company-wide). Wider screens show FY22 onwards.
Strengths
- Deep reach among truck owners and small businesses that banks rarely serve
- Japan's MUFG agreed to take a large minority stake, lowering its funding cost
Risks
- Freight and rural cycles drive borrowers' ability to repay
- Higher funding cost than banks
Common questions
What does Shriram Finance do?
Largest lender for used commercial vehicles, also lending to small businesses and on gold.
Which industry is Shriram Finance in?
Financial Services, in the Nifty 50.
Who are Shriram Finance's peers?
In the Nifty 50's Financial Services industry: HDFC Bank, ICICI Bank, State Bank of India, Bajaj Finance, Kotak Mahindra Bank, Axis Bank and 5 more.
What is Shriram Finance's market cap and valuation?
As of 30 Oct 2026: market cap ₹1.94L Cr, P/E 15.3x, ROCE 11.5%, ROE 16.4%, dividend yield 1.31%.