NNextResearch

Bajaj Housing Finance BAJAJHFL

Fast-growing HFC: home loans, lease-rental discounting and developer finance

Mapped in 1 theme: Real Estate.

From publicly available information

Where Bajaj Housing Finance sits in the supply chain

Bajaj Housing Finance appears in 1 supply-chain layer in one theme, Real Estate.

Revenue and profit

₹ CrFY24FY25FY26
Revenue—9,55411,150
Net profit—2,1632,560

Latest-year revenue ₹11,150 Cr (FY26, company-wide). Wider screens show FY22 onwards.

Strengths

  • Bajaj Finance parentage and strong credit ratings
  • Profit up ~18% in FY26 to ₹2,560 Cr

Risks

  • Developer and lease-rental loans add risk
  • Trades at a premium to other housing lenders, and the stock has fallen in the year to Oct 2026

Common questions

What does Bajaj Housing Finance do?

Fast-growing HFC: home loans, lease-rental discounting and developer finance.

Where does Bajaj Housing Finance sit in the supply chain?

Bajaj Housing Finance (NSE: BAJAJHFL) is mapped in 1 supply-chain layer: Housing & developer finance (Real Estate).

Who are Bajaj Housing Finance's peers?

In the Housing & developer finance layer of Real Estate: HDFC Bank, State Bank of India, LIC Housing Finance, PNB Housing Finance, Aadhar Housing Finance, Aavas Financiers and 1 more.

What is Bajaj Housing Finance's market cap and valuation?

As of 30 Oct 2026: market cap ₹64,484 Cr, P/E 22.9x, ROCE 8.8%, ROE 12.1%, dividend yield 0%.