NNextResearch

PNB Housing Finance PNBHOUSING

HFC lending to salaried and self-employed homebuyers, pushing into affordable housing

Mapped in 1 theme: Real Estate.

From publicly available information

Where PNB Housing Finance sits in the supply chain

PNB Housing Finance appears in 1 supply-chain layer in one theme, Real Estate.

Revenue and profit

₹ CrFY24FY25FY26
Revenue7,0537,6858,494
Net profit1,5081,9362,291

Latest-year revenue ₹8,494 Cr (FY26, company-wide). Wider screens show FY22 onwards.

Strengths

  • Profit up ~2.7x since FY22 after a turnaround
  • Stock has risen strongly in the year to Oct 2026

Risks

  • Management change after the CEO's 2025 exit
  • Affordable expansion raises credit risk

Common questions

What does PNB Housing Finance do?

HFC lending to salaried and self-employed homebuyers, pushing into affordable housing.

Where does PNB Housing Finance sit in the supply chain?

PNB Housing Finance (NSE: PNBHOUSING) is mapped in 1 supply-chain layer: Housing & developer finance (Real Estate).

Who are PNB Housing Finance's peers?

In the Housing & developer finance layer of Real Estate: HDFC Bank, State Bank of India, LIC Housing Finance, Bajaj Housing Finance, Aadhar Housing Finance, Aavas Financiers and 1 more.

What is PNB Housing Finance's market cap and valuation?

As of 30 Oct 2026: market cap ₹27,695 Cr, P/E 11.8x, ROCE 9.4%, ROE 12.7%, dividend yield 0.75%.