Bajaj Finance BAJFINANCE
India's largest consumer lender (NBFC) - consumer durables, personal, small-business, gold and home loans
Mapped in 1 theme: Nifty 50.
Index membership
Bajaj Finance is in the Nifty 50 (NSE industry: Financial Services).
Revenue and profit
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | 54,972 | 68,832 | 81,985 |
| Net profit | 14,451 | 16,779 | 19,332 |
Latest-year revenue ₹81,985 Cr (FY26, company-wide). Wider screens show FY22 onwards.
Strengths
- Huge customer base and point-of-sale financing network cross-sold through its app
- Strong risk analytics and access to cheap funding
Risks
- Rising credit costs in unsecured personal and small-business loans
- RBI tightening on unsecured lending and NBFC risk weights
Common questions
What does Bajaj Finance do?
India's largest consumer lender (NBFC) - consumer durables, personal, small-business, gold and home loans.
Which industry is Bajaj Finance in?
Financial Services, in the Nifty 50.
Who are Bajaj Finance's peers?
In the Nifty 50's Financial Services industry: HDFC Bank, ICICI Bank, State Bank of India, Kotak Mahindra Bank, Axis Bank, Bajaj Finserv and 5 more.
What is Bajaj Finance's market cap and valuation?
As of 30 Oct 2026: market cap ₹5.84L Cr, P/E 26.7x, ROCE 10.9%, ROE 18.2%, dividend yield 0.58%.